Enhance credit risk and fraud detection decisions through our artificial intelligence Open Banking platform.
Fuel your Fintech and empower your users with our Open Banking intelligence APIs.
Intelligent APIs meet conversational AI.
Helping consumers become debt-free through our income and expenditure assessment engine.
Financial institutions can now harness the power of Open Banking data to transform their credit risk and fraud detection capabilities through the use of our banking intelligence APIs.
Our platform provides solutions for a wide range of use cases including:
Power your Fintech with our Open Banking intelligence APIs and give your users the best data to shed light on their finances and make better decisions.
Our APIs provide connectivity and account aggregation across the major UK banks and our AI engine categorises transactions on the fly to give you accurate income and expenditure analytics.
We combine the power of our intelligent APIs with a natural way for consumers to interact with them through our conversational AI chatbot.
Replacing expensive and inefficient consumer communication channels - e.g. telephone, branches, etc. with intelligent digital experiences is imperative for financial services and debt advice organisations looking to successfully navigate the rapidly changing environment.
This is available to businesses of any size as part of our B2B platform for both web and mobile app journeys.
With more than 8 million people in the UK struggling with problem debt, we have created an Open Banking capability for debt advice organisations to automate the income and expenditure challenge to help consumers become debt free.
We have replaced a lengthy, manual and inaccurate manual process currently completed by consumers and debt advisors with a digital experience completed by consumers in seconds.
This is available free of charge for charities.
A complete platform for Open Banking intelligence
Ducit.ai is authorised and regulated by the Financial Conduct Authority under registration number 816952.
We are officially registered data controllers ZA494747 on the ICO’s data protection public register.
Our technology platform is built from the ground up on the principles of security, scalability and reliability and we adopt industry best practices to secure your data.
The use of AI to drive better decisions is a fundamental pillar of our platform.